Unauthorised Debit Orders

I have serveral unauthorised debit orders on my account: 1. uRewards - R119 - which has since been credited back to my account after i stopped the debit order, which the bank charged me R5 to cancel. 2. uAssist - R139 - which has since been credited back to my account after i stopped the debit order, which the bank charged me R5 to cancel. 3. RNM Hold - R95 + R95 - last debit order pending to be cancelled. First one pending refund and a charge of R5. 4. SLCC - R97 + R97 (in one month) - pending debit order cancellation 5. Luksha - R99 - pending cancellation

The bank informed me that the debit orders are processed by third parties - Stratcol (uRewards & uAssist); RNM Hold (South African Payment Exchange), Luksha (South African Payment Exchange) & SLCC (Sage Pay).

The challenge is that every month i have to audit my bank account statement and i get charged by the bank i cancel the debit orders. This is time consuming.

I am on the verge of moving my account to another bank but i have been warned that this is a problem across all banks.

What is the solution? Who are these people? How do they get access to our accounts?

Your assistance in this regard will be highly appreciated.

I haven't had a great experience with the bank and this situation is not helping.