THE WORS WHEN IT COMES TO CAR PAYMENTS

DONT EVER THINK THAT ONE MONTH IF YOU HAVE EXTRA MONEY YOU WANT TO PAY IT ON YOUR CAR, BECAUSE THEY WILL FIND AN EXCUSE TO TAKE THAT MONEY, MY CAR IS R4476 SO FEBRUARY I PAID R5000 ... GUESS WHAT THEY DO WITH THE EXTRA R500??? THEY PUT IN UNDER COLLECTION FEE!!!!!!!!!!!!!!!! IMY PAYMENT DUE DATE WAS 31 JAN, I PAID 1 FEB BECAUSE MY PAY DOESNT SHOW ON THE END OF THE MONTH, ONLY THE NEXT DAY... USUALLY THEY HAVE TO SEND YOU A LETTER AFTER 10 DAYS THAT THEY WILL COLLECT YOUR CAR BUT NO, BECAUSE I PAID EXTRA R500 THE PUT THAT AS A COLLECTION FEE, MY ****ING PAYMENT WASNT EVEN 12 HOURS LATE....