Terrible experience

<p>I have a home loan with nedbank, due to circumstances , I fell a month behind on payment, when I did eventually make means to pay my account, I was greeted by heaps of legal fees, legal fees that are more that the monthly payment of the loan..I have been unemployed for the past 10months and this is just another nail on the coffin...as if this is not enough, my business account with them has been restricted for no valid reason.</p>