take ,take , take from people

I am very frustrated as i am typing after all the stress that has affected me rapidly caused by nedbank. I took my home loan in 2008 and have been loyal until 2016 when my husband lost his job. What nedbank is doing to us via Their lawyers is not fair. we tried several negotiations but they decline even though they put clauses in black and white that they do not stick to. The bank might agree to a payment holiday or renegotiate your payment terms. Remember, it is also in the bank’s interest for you to keep your house – repossessed homes usually translate to less money for the bank. Be realistic about your situation. If your financial situation won’t improve in the coming years, it could be wise to sell your house, pay your mortgage and rent a cheaper house. this i got from a page by the banks but they are doing the exact opposite to us