take mony out of youre account like they whant

i bought my house 24 November then they want to take the money a few days after then they put your account on arrears every time there are money in your account they are deducting money contract was never explain that the take money even if your bond is register the 30 the next day they will take a instalment they putting my credit live in a bad lite and the take my money that was for the use of necasery things yesterday