Stress after going under Debt Review

<p>So Nedbank should be very proud of themselves for putting a person under even more stress after going under debt review. A certifivate of balance was signed and the overdraft was included in the debt review and a month amount agreed on and Nedbank goes and takes the whole overdraft in one month.</p> <p>What is the point of signing the certificate of balance and agreeing to a monthly amount?</p>