Sneaky And Borderline *****ulent Investment Interest Changes

I'm writing this review because of the borderline *****ulent sneaky investment account interest rate changes.

It makes sense that as the market conditions make for worse investments, the percentage will decrease; that's not the problem, the problem is that it decreases fine, but when the account is capable of getting more percentage interest by opening a new account of the same type, the percentage doesn't increase. You have to create a new account and transfer the money to that new account to get the improved percentage despite the new account and the old one being of the same type.

For example, their Just Invest account when opening a new account can be 7.5%, but over time, the account will decrease in percentages. Some time down the line, you'll check again, and the rate on the account will be 6.8% or so, but if you open a new account of the same type, it will be at 7.5% again. This isn't a massive difference, but it can still be quite a bit of money per month that you're getting cheated out of sneakily.