Ridiculous Loan Repayments

Yoooo honestly Nedbank is reaping off its client I took a loan in 2017 for R84757.00 and for 60 months consolidating debts, I sat and make calculations of what I paid R78486.75 and minus it from actual loan amount you left with R6270.25 but for 60 months I would have paid R188368.20 and minus the money borrowed you remain with R103611.20 so Nedbank charges us 130% of what you have borrowed this is ridiculous and sadly there's no transparency on this. I am left with 35 months to pay this loan and that is R109881.45 but the money borrowed have been accumulated by the bank. To me Nedbank is no difference to Loan sharks.