Really Natural Causes are not accidental?

good Day<br> <br> Upon taking out accidental death and disability cover with Nedbank I was so excited to know that as a single mom I was able to have cover for my daughter should something happen to me ie: a car accident or even a heart attack... but then realised and was kindly advised that any natural causes of death are not covered, no I ask you with tears in my eyes how is a heart attack not an accident? do I plan on having a heart attack or giving birth to a child and accidently dying by result of a blood clot or something to that effect... non of which are planned unlike Suicide or driving while drunk or even drug overdose<br> <br> I have cancelled this policy along with my account with Nedbank as this was not the first incident with you! I have been a loyal client for over 10+ years and just to get told I have been ****med and the saddest part is I loose out and so does my daughter... I am only 26 years old and have had my accounts with nedbank since I was child... <br> <br> SHARKS the whole lot of you!!!!