Racial credit profiling and **************

They can’t find a reason to decline my credit card application. First they said it was the credit bureau when pressed on their source because my credit score is near perfect they changed it to insufficient income which like their first statement is utter nonsense and lies. They deliberately ignore the first month on the bank statement and started in the middle of the statement so they can calculate 2 and a half months instead of three months from the beginning of the statement which averages way more than the qualifying threshold, who reads a book from the middle???. NCA 2005 compels them to make provisions for historically disadvantaged persons but they apply their credit policies to deliberately discriminate against this group.