R90 HonFee

I made a payment using my debit card at McDonald and became succefully and I proceeded. the next time (after 12 hours) I needed cash and I withdrew available balance. 2 days later I noticed my account went to negative balance and when I checked only then they updated my account for the card transaction I made at McDonald, after that I saw a R90 deduction written HonFee. This is their problem as they take time to reserve used funds and leave the available fund accessible for use.