POLICY WITH NEDLIFE CANNOT BE INCREASED

I have taken out a life policy with nedlife last year,when it was sold to me I was told that it could be increased or decreased at any time,i have recently learned that nedlife has closed its doors and are no longer operational,if this is the case I demand all my premiums back,with intrest ,to think that I trusted nedbank as a bank of my choice,i am really frustrated at all the red tape,its not my problem its yours give me a solution,but that also is a mission.i will gladly take my business to a more competent bank,if this matter is not sorted out.