Overdraft and sunsequesnt HonsFee

<p>My Nedbank account does not have an overdraft facility but i was sitting with an account on a negative four hundred and some rands. I checked my statement only to find that Nedbank has charged me an "HonsFee'' this is unacceptable. why did the card not decline of funds were unavailable?</p> <p> </p> <p>This is not the first tme that my account has gone on a negative. Money that is deducted from my account only goes off 2 - 3 days later. nedbank needs to reverse this HonsFee and fix this mess. If my account does not have enough money, DECLINE THE TRANSACTION... i am seriously considering going back to FNB. I regret moving to Nedbank Sies</p>