Not Happy

<p>For the past few months I have phoned Nedbank to request a statement on my CC acount so that I can make payment. Only now after scrutinising my gmail have I found them in my span folder.(I dont know why it is there I am not to clued up with computers)</p> <p>I have paid every month but not the correct amount because I never knew how much to pay. If I had known I would have paid the correct amount. My CC was de*****ed by a compony in America and they almost R2000 over my CC limit-I have in the meantime canceled my CC with Nedbanks ***** department.</p> <p>I received an sms that a letter of demand was issued against me because of non-payment and I am 2 month away of buying a house and this will now reflect on my credit name!?!?!?</p> <p>Nedbank did phone twice after 8pm at night and I requested them to phone me during working hours as after 8pm is inapropriate--they never did.</p> <p> </p> <p>I will not be able to be pre-cleard for a house if this is going to show on my credit records</p> <p> </p> <p>Please can something be done about this as I did pay just not the correct amount</p>