Nedbank Payment Holiday is not a relief but a trap to be negatively listed on credit scoring

Nedbank home loans payment holiday DONT take it as they double penalize you by giving you a bad credit rating and still charge you interest and the amounts in the long run. You will be worse off by getting a negative credit rating by them. Even though the call centre agent assured me this would not happen it still did. I have never been negatively listed in my life but now surprise surprise. Pull the call record and hear your lies.