Nedbank is threatening me

I previously wrote a report here complaining that Nedbank was not debiting my bank account for my credit card instalments. I received a call from them that debit order will start by the end of March. All thanks to Hello Peter because my bank account was debited last month<br> <br> I have also made an arrangement to pay my personal loan of which I have been doing since December 2014<br> <br> I received an SMS today notifying me that a sheriff will be dispatched. I fail to understand why I should be threatened about sheriffs while I'm paying my credit card and personal loan account<br>