Nedbank is ******** their loyal customers

Nedbank charged a R185 rand to my pay as you use Account. I didn't use the Account. I am only using the Account to safe money. Furthermore they are charging R160 for delivery of the Card which was not explained to me when i opened the Account. I've given this Bank plenty if opportunities to redeem themselves but they just keep on disappointing me with one **** after the other. I closed my Cheque Account. I'll be closing my pay as you use Account as well. FNB is simply the best