Nedbank is affecting my credit rating

Good day Sir/Madam,<br> <br> I have a real issue with Nedbank putting charges through my account on the 26th of the month when I only get paid on the 28th. This is forcing my account into arrears on my overdraft and ultimately affecting my credit rating which I am trying my utmost to keep in good standing as I want to draw down on my bond at some stage so that I can put a tiled roof on my house (currently a flat roofed house). I am not taking the actions of the bank too well as this is having a direct bearing on whether or not I will be able to draw up to my limit on my bond. Why couldn't they put through the bank fees on the day I get paid? Really NOT a happy Nedbank client at this stage!<br> <br>