Nedbank for the win!

Back in the days of sky high bank charges, I left FNB for Capitec - the new kid on the block, who didn't charge unjustifiably high bank charges. I was with Capitec for years and fortunately for me, Capitec was VERY slow on the uptake of new technologies, so I started looking for a bank that would let me use my Samsung Pay and Garmin Pay functions (I always forget my wallet, but never my phone and watch). Nedbank's pay-as-you-use account was the perfect fit for me - zero monthly bank charges, interest on money in pockets, and access to Samsung Pay and Garmin Pay. I have now been with Nedbank for about a year, and I since convinced my wife to move over to Nedbank, which she has, I have opened an account for my eldest child, and I have opened a tax free investment account. The Money App eats the other banking apps for breakfast, in my opinion. I can check my budget, my credit score, move money between pockets and into my current account, check my investment's growth, and see how my child is managing her money, all in one place. I obviously have all the usual functions too, but also so cool functions like sharing my banking details directly to whatsapp or other apps. The best thing about the app, and about Nedbank is the chat function. If I encounter an issue, I simply start a chat with an actual bank representative and they help me through the issue. It is something I have never come across with any other service provider, and it literally makes me feel like a valued customer. The only reason why I am not rating Nedbank 5 stars is because of the online application system, which is super buggy - of the four times I have used it, I have only not encountered an issue once (on my investment account). That system needs love, but otherwise, joining Nedbank is the best move I've made.