Nedbank creditcard paid up block me interms of other lender to loan me vehicle finance

Good day

I had nedbank credit card as from 2015 for more than 3yrs it happened in 2018 I got dismissed at work with no salary so didnt have source of income in 2018 and I had nedbank credit card that was outstanding I told the consultant that I'm current not working ,I cant actual afford monthly payments however I will paid like 300 when I got money then I carry on paying however my account ended being taken to Brooklyn attorney then I made arrangement I paid an amount of 600 a month in 2019 until 2020.It happens that i was reinstated in my Job in 2020 won the case against the employer then I manage to settle credit card the whole outstanding amount of R18 903.50 in July 2020.Now the challenge I have is that I cant buy anything on credit. nedbank blacklisted me as bad debtor of which it was out of my way I didnt have any source of income of which for past 3yrs I been good to them while i was working.Now I'm in need of vehicle finance and house finance nedbank have block my way I can't do anything of which the account have been closed in July 2020 pls help me out.No lenders wanna finance me for my vehicle and house finance it's torshaing.pls help