NEDBANK BULLIES

I HAVE HAD A PROBLEM WITH NEDBANK SINCE 2013 THEY HAVE THREATENED AND HARRASSED ME CONSTANTLY THE PROBLEM I CLOSED MY ACCOUNT WITH.THEM IN 2013 AFTER CONSTANT HARRASSMENT FROM THEM THEY TELL ME I OWE MONEY WHICH.I DONT ALWAYS PAY OFF MY DEBTS AND ALWAYS PAY PROMPTLY AFTER SPEENDING A FORTUNE ON LEAGAL FEES NOTHING GETS DOWN CONSTANTLY BOMBARDED WITH THREATS AND HARRASSMENT THEY CANT GET IT THROUGH THEIR HEADS THAT I DONT OWE THEM ANYTHING I HAVE NEVER HAD CREDIT CARDS FROM THEM DID HAVE AMERICAN EXPRESS CARD BUT GAVE THAT UP IN 2012 I HAVE REACHED END OF MY THERTER ALSO TRYING TO RECOVER FROM OPEN HEART SURGERY