Nedbank and MFC Incompetence

I am currently financed with MFC on a car that I am trading in, on the new finance their interest rate is ridiculously off mind you I bank with Nedbank, I have my bond with Nedbank and my current car is with MFC yet they can't come any closer to what Absa is offering, I have never done any business with Absa before yet my own bank isn't competitive enough to offer me a better deal, I am l am moving my business to Absa and I am considering moving my banking responsibilities to Absa too, disappointed given that I have never missed a single payment on my bond nor the car finance, what MFC offered on linked I got lesser rate fixed with the competitor.