Loan sharks at best, no wonder your client base is shrinking!!

I'm a Nedbank Private Banking client and my Credit Record is looking great. Just app**** for a Personal Loan and got approved with a 22% interest rate!!! Nedbank, are you absolutely mad!!! I app**** for a Personal loan, not a micro loan. I can get better interest rates from most of the Micro Lenders. You are taking the meaning loan sharks to a whole new level.