Loan application declined

<p>I app**** for a loan online and Nedbank offered me the loan. They said I need to go to the bank and hand some documents and all they would do is verify my work. I did that, and filled out all the forma, the lady that helped me out at the branched confirm that they are offering me a loan. Now I get an sms saying that my loan has been declined. What gives? If it was declined before, shouldn't it of said so online. I really need that loan.</p>