Justice to be done

I'm very hurting, I've received an email from MFC collections department stating demand of payment and majors would be taken against me. Question is how, because they've already took their vehicle and I'm left jobless and and bad credit record and arrears to pay. From my previous comment I asked for justice to be done and to have the car back and continue with my installment. Covid wasn't planned by any, so I'm again pleasing for justice, I'm jobless and stranded.