Incorrect Debits

<p>I went under debt review, i have 2 loan accounts which should not have been debited, but they were, then we corrected the information sent to nedbank to stop the debit orders. The was done on the 28th March, they told me it will take 3 to 5 working days to put the money back into my account, its now the 5th April and no refund. When i contacted the bank i was told it will take another 3 to 5 working days as the request for a refund was declined because my cheque account was overdrawn. YES ITS OVERDRAWN because of Nedbank not putting back my deposit. Now i have incurred bank charges for RDS and i feel its not my fault interley that i have RDS....I want my money put back into my account and bank charges reversed.......................i try and do the sensible thing by going under debt review but creditors still mess things up...............</p>