I never had any form of credit with nedbank!!!

I got this sms Your nedbank account has been handed to our attorneys which will result in judgement and you being listed with the credit bureaus ref ***. I never had loan or any form of credit with nedbank.i had savings and cheque account with nedbank that i dont use them anymore...as the bank have high monthly charges..i moved to other better banks that have small monthly fee.. So nedbank please stop to make my life difficult as im poor man who dont owe you even a cent .. I never had a loan or any credit with you guys. Resolve this as soon ascposible as i will challange this at credit ombadsmend ...

Dont try this ever... as i app**** many credit with nedbank for many years and all my applications was declined.. Please back of me ... Please remove all my names on your system. Stop!!!! Stop!!! Dont try to make money from the poor Im going to take this metter to legalwise