I need my car

I bought a car under netbank mfc finance on 2020 due to covid 19 they retrenched me at work, when I reported this matter that I lost a job how insurance can assist me they send me people to collect my car, they promise to hold for 30 days for me but I call them within 7 days that I get another they told me that they reposes my car it's in Auckland park I spoke with netbank Nelspruit they told me that how can they take my car because I'm owing bank not mfc or dealership a need help my phone number ***