I app**** for a nedb...

I app**** for a nedbank Golden credit card where I was approved for R25 000 credit then next day get declined saying I have a out standing loan with nedbank that is bull..... I never dit no banking of any kind with nedbank ever then next reason too be declined is due too affordability I earn less than R5000 a month according my bank statements I sent too them what is also bull..... I had more than R100000 just for this month going in too my account!!!!! Nedbank is bull....ers and *********** and can't read or count and due too nedbank being so useless I get a negative response on my credit report what fu....bull .... is this !!!!!!