Home Loans

<p>We [me and my wife NB: my wife was "surety" in the application] app**** for a home loan with your bank. We feel our application was not handled fairly as the requirements were changed all the time, just to make it tough for us or was it to ensure that we do not get the bond.</p> <p>Below is a summary of our income.</p> <p>combined gross income = +-R54K<br />combined nett income = +-R42K<br />total surplus after expenses = +-R33K [current rental expense included in this amount]</p> <p>We pledged to pay-off small debit orders by yesterday [we suggested the list that we can pay-off] to increase the surplus. And we are already in the process of selling our car, meaning our disposable can easily be +-R40K.</p> <p>Your help in this regard will be appreciated</p>