Harrasment and Unacceptable Behaviour

<p>I am unable to afford paying my loan installment with Nedbank ,but have not been able to make my payments to the rest of my creditors, because I am not able to do so financially....I have made a payment arrangment with Nedbank, which I could not honour, but I cannot honour a payment if I do not have the money... I have explained to ALL my creditors that I am facing extreme financial difficulties... I signed up for Debt Mediation.. this is not by my own choice, but I had to opt for Debt Mediation due to all the financial problems I am facing... I have today spoken to an extremely rude Nedbank agent who called from the number *** and insisted I make payment and even though I have explained to him the reasons why I am experiencing difficulties he had the audacity to ask me "Do i know the implications this have, do I know how much interest this is creating?" "When you took out the loan you didn't mention about medical bills or a funeral".... When I took out the loan or any of my loans, I did not have to pay medicals bills or even for 2 funerals.. so how was I to know that my family members would die and that I would have to pay for it? Through this debt mediation I am getting out just enough money to pay my rent or travel fair to work... </p> <p> </p> <p>How is an agent harrasing me to pay money that I don't have going to magically make me get money to pay Nedbank or any of my creditors??? If I was able to apply for a loan then I would in order to pay my creditors, but I cannot.... I am financially disabled...</p>