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The Nedbank payment device for small "businesses' and as a payment solution sounded great! So I filled in the online form and heard nothing for days... I contacted them via their online form again, still nothing... So I phoned and left a message as no one could help me. Four days later I get a call back, telling me it will take one to two weeks to process my application and get the device delivered... The competitor delivered my payment device within 22 hours of me ordering! Well done Yoco!