1 reviews | Active since Oct 2013
Failure to update credit profile for no reason
<p>I am absoulutely disgusted with the service at Nedbank. In an economy where people are battling to find work and the market is heavily competitive, how does a bank like Nedbank afford to treat customers with a lack of respect and efficiency?? </p> <p> </p> <p>My account was in arrears in February and when I paid up the account my credit profile was not updated by them as it reflects on a monthly basis on my credit profile. I called them to understand why my account has not been updated at all at major credit bureaus and the only reason I was given was that "my account was previously in a month's arrears, so Nedbank is not obliged to updating my profile regardless of whether its paid or not" its been 2 months and nothing has been done. My account is currently on zero arrears and today I called their personal loans department, only to be transfered to their collections department (that couldnt pick up my account) only to be refered to their legal department which doesnt answer calls and I listened to the pnone ring for 5 minutes. Ultimately I had to call the personal loans department again, then I was refered once again to the Personal Collections Department which also don't answer calls. I even asked the lady that helped me that "will they answer my call?" and she said " unless they are out and unavailable then they might not answer but it was 11:55 am in the morning. </p> <p>What agrivates me as well is the fact that when I went to their Clearwater branch and spoke to them telephonically, they couldnt pick up my account and they couldnt assist me as well. So what the hell must I do?? It's great demanding money from clients and even getting them to take further loans yet the after sales service is pathetic and unreliable. </p> <p> </p> <p>All I want is for these peole to update my credit profile and oh change my debit order date. Which neither departments above could assist me with!!</p>
We are sorry about the trouble you are experiencing. We at Nedbank strive to make great banking happen for our clients. One of our resolution managers will contact you shortly to help resolve your complaint.
Kind regards
Client Experience Team
We are sorry about the trouble you are experiencing. We at Nedbank strive to make great banking happen for our clients. One of our resolution managers will contact you shortly to help resolve your complaint.
Kind regards
Client Experience Team
Nicolas was very helpful in assisting me with the above query. He managed to have my account status updated with the credit bureau for the month of March. Thank you Nicolas!
Sadly my account still hasent been updated for the month of April. Yet my debit order went off successfully. Its still showing NU and its been 15 days sice the instalment was paid. Im very disappointed, even more so that I have to post a negative review in order to get information updated on a credit profile. Thats very disappointing!
Nicolas was very helpful in assisting me with the above query. He managed to have my account status updated with the credit bureau for the month of March. Thank you Nicolas!
Sadly my account still hasent been updated for the month of April. Yet my debit order went off successfully. Its still showing NU and its been 15 days sice the instalment was paid. Im very disappointed, even more so that I have to post a negative review in order to get information updated on a credit profile. Thats very disappointing!
I ensured that my account is paid on time and the debit order went off successfully, as a credit provider you have to ensure that my details are updated accordingly. You did this during the month of March and now you have done this for the month of April. So I can safely say that May will be the same thing and the months that follow. Please produce proof that the information was sent to the bureau as I would like to see when it was submitted.
Secondly, why on planet earth should the responsibility lie with me. I dont enlist a 3rd party to ensure my account is paid and up to date then why should I be expected to ensure that my account is updated accordingly every single month of the year yet I am expected to pay the account for the duration of the contract!!! Is this the approach that you take with every single consumer? this is the second time I am experiening this probem. YOU HAVE TO LOOK INTO IT.
I ensured that my account is paid on time and the debit order went off successfully, as a credit provider you have to ensure that my details are updated accordingly. You did this during the month of March and now you have done this for the month of April. So I can safely say that May will be the same thing and the months that follow. Please produce proof that the information was sent to the bureau as I would like to see when it was submitted.
Secondly, why on planet earth should the responsibility lie with me. I dont enlist a 3rd party to ensure my account is paid and up to date then why should I be expected to ensure that my account is updated accordingly every single month of the year yet I am expected to pay the account for the duration of the contract!!! Is this the approach that you take with every single consumer? this is the second time I am experiening this probem. YOU HAVE TO LOOK INTO IT.
That would be appreciated.
That would be appreciated.
