Disgusting *******

On 28 Nov,i received a sms threat from Nedbank saying I must pay my arrears to avoid legal action. Two days later, I received another sms from them offering me an up to R250000 loan!!! How contradictory. Besides, I don't have any arrears and I don't owe Nedbank money!!! So to me they are ******* and ******** me for my hard earned money, that too just before Christmas. I'm asking them now to prove how much I'm in arrears and for what account. Then they must pay me the same amount for the trauma they are continuously putting me through!!!!