Deduction of all monies in my account

I do realise I am in the wrong here, as I let my credit card fall behind in payments. But as I logged onto my internet banking this morning I saw that all the monies in my bank account was deducted leaving me with nothing.<br> I am currently separated from my husband and receive no support. I am now unable to pay for my daughters pre school, which means she will be asked to leave and I am unable to pay for her medical aid.<br> I have sent an email and heard nothing back and no one seems to want to help, I am absolutely desperate. I have made an arrangement now to pay this money back and am totally stressed.