Credit card issued without my consent

I app**** for a credit card with Nedbank (and a few other banks) to see who would give me the beat rate. Nedbank was the only one who took it upon themselves to issue the card without me accepting the terms. In fact when I called in to find out what the interest rate would be they couldn't tell me. I was told I would only know when I go into the branch to collect the card. At no point did I consent to accepting this credit card. Because I don't even know what I would be accepting! Now I received a statement and I now owe nedbank all these fees and a terrible interest rate too. I want this card to be cancelled immediately! This is *****! Don't apply for a credit card with nedbank! They are desperate for business!