Colluding/Conspiricy between commercial banks

A client of mine was issued with a Nedbank cheque drawn by myself witch was marked in red ink: 1. to be NOT TRANSFERABLE, and 2. or bearer/of toonder changed and made out to ORDER only. The cheque should have been deposited into the clients account only.<br> <br> This cheque however was cashed at Absa bank the same day by a third party contrary to my explicit instructions as per my cheque. The third party's particulars thus appearing on my bank statements.<br> <br> After i have exhausted all possible avenues of having this irregular actions rectified, i was informed to take my complaint to the banking ombudsman.<br> <br> Be careful then as banks appear not to be conforming to administrative law any longer and appear to be a law onto themselves doing whatever they please, and then collude with each other to conveniently make a problem go away by forcing you to the ombudsman.