Breach of contract now i am penalised

On applying for a credit card, the agreement was to debit my account specifically on the 25th which is the latest.<br> First debit order didn't go as agreed, i called for a correction to be made but it happened repeatedly.<br> When they happened to get no money at their desired date, i got penalised not once but repeatedly for their fault of breaching the agreement and neglecting my attempts to get a debit date corrected. Even worse is that they even called for a bounced debit but still failed to make a correction.<br> <br> Please refund me, for those ************ money making tactics.