Bank fees ******ion

I made an ATM deposit and the money was available on the same night. I made some payments but the next day, my account was on a minus. After the deposit reflected, i was charged some honour fees. Why were the funds available to make transfers in the first place. I wouldn't have made any payments if the money didnt reflect then and now am being punished

Nedbank also charges toll fees much later when they have accumulated. The balance on your sms is never the same as the available balance. Notifications for deposits are always late. I am so fed up with this bank