Bank charges

<p>I would like go knos how Nedbank goes around selling savy acount packages At R180 per month all inclusive then start debiting my account for things like NRB subscription fees. Last month my salary went into my acount and debit orders went off after that, the bank however decided to slap me with insufficient charges. The argument can be that the salary was not cleared at the time but if that was the case i would not have been able to make payments etc . I would like to know what the NRB acting subscription is ????</p>