Bad Home Loans Collections and Communication from Nedbank Home Loans

They go around sending us Standard Bank Home Loans clients smses that we owe them money and lie about not finding money when debit orders are due. The truth is that they have problems reconciling monies they debited from their Standard Bank clients and in return no communication to the affected clients but rather resorting to put their client's accounts to "Collections"and thereby ruining their client's credit ratings!!!!!