Dear NDC

All the glory belongs to God. If it wasn't by his grace I wouldn't have made it, I am forever grateful.

To you Nancy you have been the kindest consultant I worked with, your patience even when I was upset with the Wonga issue you were always calm, thank you.

And to the NDC team keep on helping more people like me in restructuring not their financial life but personally and mentally, I am free and have learned my lesson.

Here's to the new beginning of my life that's how I feel.