AS
Amanda S

1 reviews | Active since Sept 2024

20 Sept 2024, 23:36

The worst claims process

I regret not reading reviews before subscribing to Naked's phone insurance, and even more so for recommending it to my partner. After his device was ******, we've spent five exhausting days trying to get his claim processed. Naked demanded documents from his network provider that, despite multiple attempts through customer service and branch visits, simply don't exist. Even after explaining this to them, they continue to insist on the impossible. Additionally, we’ve been asked to provide excessive documents like call log screenshots and other items beyond the police report, with a short deadline. If we fail, the claim will be deemed non-compliant. The process has been draining, with no empathy or assistance from Naked. The constant back-and-forth with their validator has worn us out, and we've now given up. It’s especially heartbreaking because I recommended this insurer to my partner, believing it was fast and efficient due to its paperless application process. After this experience, I can no longer recommend Naked, and I am canceling my own subscription

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Replies (1)
Naked Insurance
Naked Insurance's reply23 Sept 2024, 11:01
Official
Hi Amanda, we are sorry to learn about your dissatisfaction with our claims process. Please be rest assured, that we take your feedback seriously. Our goal is to ensure that every customer has a positive claims experience with us. Your partner’s claim is currently under validation with us and it is important to know that this process needs to be completed before your claim can go to the next stage and that the process can take up to 14 working days to complete (if all goes well). However, if your partner provides everything needed asap, it can completed be a lot quicker. The validator will help us verify the incident as well as quantify the loss. We will however be reaching out to you shortly to discuss your concerns in more detail.