FN
Fred N

1 reviews | Active since Nov 2018

01 Aug 2024, 12:35

Refund Issue

<div>Greetings, The company that I trusted with my car is disappointing me on the last day. I cancelled my cover yesterday and I got a notification that I'll be getting 77% of my money back instead of 100%. My cover starts on the 1st of every month but they debit on the 25th since that is when i get paid, to avoid having to sit with the money till the 1st. Now when I ask whey I'm getting the 77%&nbsp; ++++ and ++++&nbsp; say it's because they covered me for six days (25-31 July) but I was still covered by the on that was debited on the 26th of June. I asked them to send a proof that my cover starts on the 25th and not the 1st, they're sending me the debit proof and not what i asked for. Fortunately I still have the document that i got when i joined showing that my cover started on the 1st of April 2021. They're mixing the debit date with the cover start date now since it's time to refund. This is another reason i didn't want to cancel the cover on the 25th I just knew they were gonna give me a problem had something happen between the 25th and 31st. I want a full refund please.</div>

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Replies (5)
Naked Insurance
Naked Insurance's reply01 Aug 2024, 13:28
Official
Hi Fred,

Thank you for bringing this matter to our attention. We regret that your experience fell short of expectations. However, we’d like to take a moment to clarify. Your payment date is set for the 25th of each month, meaning you are covered from the 25th of the month you pay until the 25th of the following month. In your case, you cancelled your cover on 31 July 2024, which is 6 days after we collected your premium. This means that the refund will account for the remainder of the paid period. If you would like more clarity, please feel free to reach out to our help desk.
FN
Fred N's update01 Aug 2024, 13:32
Reviewer Update
No No this is not how this is. Remember every insurance you join they tell you that the cover can only start on the 1st that's what you did to me. don't now tell be about that. Noo we didn't have this 25th agreement. this was just a debit date which at all has nothing to with the cover date. give my money please. when you decided to change the cover to the debit date you didn't tell/ask me so that's not my problem.
FN
Fred N's update01 Aug 2024, 13:35
Reviewer Update
You're putting other people at risk, what is someone changes and decides to cancel on the 25th assuming that they're covered till the last day of the month and they get into an accident while waiting for the 1st for new insurance to start? Noo I don't take that. We didn't discuss that.
FN
Fred N's update01 Aug 2024, 13:39
Reviewer Update
This first debit that you took from me was on the 25th of March but the cover only started on the 1st of April, why was that? it's because i chose to pay on the 25th of every month. Why didn't you cover me from the 25th of March then...? You know. so give my money pack abeg.
FN
Fred N's update01 Aug 2024, 14:01
Reviewer Update
So you're now telling me in 2021 April when i joined, you debited money for 30 days but only covered me for 25 days then you collected again on on the 25th of April. Then i want the refund for April 2021. From 25th to 30th cause the debit that went off on the 1st was for 30 days not 25.