MM
Mgcini M

1 reviews | Active since Apr 2024

26 Apr 2024, 18:58

Possibly the worst claims process for a ****** phone

Possibly the worst claims process for a ****** phone. My Samsung S23 Ultra which was covered with Naked Insurance was pickpocketed outside a bar on a Sunday night/Monday morning, went to report with my service provider (Vodacom) the next day, got an ITC number (device blacklisted) and reported at my nearest police station, got a case number.

Submitted a claim via the app on someone else device since my phone was ******. I was asked for proof of ownership and submitted an electronic copy of the receipt for when I purchased the device, police report ITC number ...all the details, only to be asked to provide a PHYSICAL COPY of the receipt later on, which thankfully I still have.

Now I'm being asked to provide receipts to prove I was at the place I was when the phone was ****** which I do not have as it was 1am outside a bar, furthermore I have to go back to Vodacom for a Whitelisting Report (which will be my second visit to Vodacom....away from work) and provide First, Last name of people I was with...whose full details I do not have as they were acquaintances.

It's been 5 days with the back and forth yet on their website they state that single item claims are processed fast (1-2 days), I indicated I provided all the details I have only to be asked to provide bar receipts and Full names of my acquaintances whom I only know on a first name basis to validate my claim.

There is a case number for the report I made for theft, in which I signed a sworn affidavit, and an ITC number detailing the ****** phone's blacklisting.

Signing up took minutes, yet the claims process drags for days. They say if I do not provide the extra within 2 business days they could reject my claim.... I mean who asks for a RECEIPT at every entertainment area they go to at 1am....worse still for a ****** phone.

Losing valuables is traumatising, but the experience of dealing with Naked Insurance claims department is even more traumatic....as if being a victim of crime is not bad enough!!!!!

DO BETTER!!!

0
Replies (1)
Naked Insurance
Naked Insurance's reply29 Apr 2024, 11:08
Official
Hi Mgcini, We are sorry to learn about your dissatisfaction. Rest assured, we take feedback seriously and are actively investigating the issue you've raised. Please note that our team will be in touch regarding this.