Inflation

Hi Shane, Thank you for bringing this matter to our attention. We regret that your experience fell short of expectations. It’s true that the payout you will receive if your car gets ****** or written off will reduce over time. However, the biggest portion of our claims are actually repairs rather than replacements by a ratio of about 5:1. So although the value of your car goes down, the value of the repairs and the cost of labour goes up over time – just like all retail and service costs – and as a result, you would most likely see your premium going up rather than down.