pM
palesa M

1 reviews | Active since Nov 2011

17 Jun 2025, 11:50

False information provided to reject the claim

I am writing to express my concern and confusion regarding the rejection of my claim. I have been informed that the claim was declined on the grounds that I cancelled my cover. This is not accurate.

To clarify: the cancellation you’re referring to occurred on 9th May, when I was still comparing quotes and options. My actual policy began on 11th May, and I paid on a pro-rata basis, with the remaining amount subsequently debited from my account. The cover was active at the time of the incident.

I recently experienced a house break-in, during which I lost nearly everything. At such a difficult time, I expected support from my insurer—not to have to fight for assistance or be met with what feels like an excuse to avoid settling a valid claim.

I was considering insuring additional items and building a long-term relationship with your company. However, this experience is deeply disappointing.

Please urgently review my claim and investigate this matter properly. I trust you will find that the cover was indeed active when the loss occurred.

I look forward to your prompt response and a fair resolution emails I have sent and where you were back those emails after I had paid.

0
Replies (2)
pM
palesa M's update17 Jun 2025, 12:14
Reviewer Update
I am extremely disappointed and confused by the handling of my claim. Initially, I was informed that my claim was rejected because I allegedly cancelled my cover on 9th May. After I submitted proof that my cover only started on 11th May, the reason for rejection suddenly changed to the lack of uploaded pictures. Yes, I acknowledge that I missed uploading the pictures, but this was an honest oversight. I was dealing with a lot at the time and didn’t realise the importance of that email, especially since I had already signed the contract and you had debited my account, confirming the policy was active. I have clear proof from Vodacom showing ownership of the phone, yet no one has asked for or acknowledged this. Why is this vital information being ignored? It clearly supports my claim and proves the phone was mine. I feel deeply let down by how this has been handled. This situation is causing undue emotional and financial stress, and I am simply asking for fairness. Please review all the facts, including the proof I have provided, and reconsider this claim. I am more than willing to send through any documents you require. I just need to be heard and treated fairly.

Naked Insurance
Naked Insurance's reply17 Jun 2025, 15:38
Official
We are truly sorry to hear about your disappointing experience. Please know that your satisfaction is our top priority, and we take your feedback seriously. We would like to discuss the details of your experience further to understand how we can improve and make things right for you. Please note that our team will be in touch regarding this