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Aadil D

1 reviews | Active since Sept 2015

10 Nov 2021, 18:33

Do not choose Naked Insurance, they have too many delay tactics

I was involved in an accident on 03 Nov with a drunk driver who lost control of his vehicle in morning traffic, my vehicle was towed from scene.

Accident was reported in the app but Naked claim that there was an issue so I had to email them on 04 Nov with the details. Assessor was appointed on 04 Nov and would take 2 to 5 working days. I was asked for more information on 04 Nov which I had sent on 08 Nov because the completely digital insurer required me to draw a sketch of the accident and sign a form. On 09 Nov I received an email to say that the third party (who was drunk at the scene of the accident) had a different version of the incident and that it would take 10 working days for them to investigate. I emailed on 10 Nov to find out about the vehicle assessment (5 days from appointment of assessor) and was told that they cannot do anything until the investigation is complete. So far I've only been seeing delaying tactics from the Naked team.

I have a work colleague who is with Outsurance and has a small accident on 08 Nov, vehicle was towed away and the insurer has approved everything. The vehicle has been sent for repairs while I'm waiting for Naked Insurance to assess my vehicle which was in accident 5 days before his.

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Replies (4)
Naked Insurance
Naked Insurance's reply11 Nov 2021, 08:42
Official
Hi there Aadil, thanks for getting in touch. We've checked with our team and they confirmed that Damian has been in touch to explain that your vehicle has been assessed, but because of the circumstances of the event, it needs to be validated. We are trying our best to get it done asap. Thanks!
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Aadil D's update19 Nov 2021, 10:24
Reviewer Update
Almost 3 weeks after my accident and the claim is still being validated. Damian has tried to assist but Naked Insurance has too many lengthy processes. Easy to sign up but very very difficult to claim. I chose Naked because of how simple things were supposed to be but now I regret it.
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Aadil D's update05 Apr 2022, 11:01
Reviewer Update
6 months later I'm still waiting for the insurer to recover my excess from the drunk driver.
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Aadil D's update13 May 2022, 14:26
Reviewer Update
It's been over 6 months and I have to keep following up with Naked Insurance for them to do their job. The insurer was asked for information but they did not request it from me until I asked for an update. Everytime I ask a question, they respond with irrelevant information that avoids answering my question.