Best insurance in the history of EVER

Every interaction I have had has been just effortless and seamless. I have had to claim for a ****** cellphone. 10 mins after submitting the SAPS case number they already offered to send me a replacement phone. When I asked for vouchers or a payout instead there was no here nor there - vouchers were approved and I got them the very next day. I also didnt even need to contact them to remove the ****** item from my cover. They did that themselves from the date of the loss and just sent me an FYI email. How amazing is that service??? Insurers are known for finding ways NOT to pay...I have not had that with them at all. (and this was not my first claim) I have referred all the people I like to them and most have taken up the insurance. The prices are second to none, the service is impeccable...just lots and lots of plusses. And they DO actually pay out for referrals.