Payjoy ."paySAD"

All I can say is that once they mention PAYJOY you must run fast and never look back. I don't even know where to begin but to cut the long story short, what you hear about PAYJOY from their represantives is not what you get. They are more like a loan shark with ridiculous interests if you could ask me to describe them.

Let me Thank Dineo an MTN consultant in Bayside Mall who came to my rescue from being ****MED, because from the contract you get to learn that the 30%deposit in non refundable 😭

Not them calling me after 5 months of cancelled contract telling me to settle12k debt or else they will call a debit collector on me😁.

Samsung A34 is R6-R7k retail price but with PAYJOY its R9k and thereafter they slap you with a 15-16k contract for a R6k phone, imagine!

My problem with their represantives was that they never told me about the Ts and Cs of the contract as to how did I ended up expected to pay a whoopy R15000 for a 6k phone over a 6months period because on my mind I thought that I was gonna pay towards settling the 9k.

I got refunded for my deposit after a month of back and forth tiring situation. THANK YOU DINEO!